India – Atom Risk Advisory

Atom Risk Advisory, India

We focus on helping individuals and organizations protect what matters most through disciplined, data-backed insurance planning. Regulated by the IRDAI, we offer solutions that are relevant, right-sized, and grounded in long-term value.

At the heart of our expertise is comprehensive insurance portfolio management, built on the belief that insurance should evolve with your life and financial goals. Whether starting fresh or reviewing existing policies, we assess your exposure across life, health, and material risks to ensure your portfolio is balanced, efficient, and impact-aligned.

Personal Insurance

Long-Term Protection with Purpose

Life Insurance

Structured solutions for wealth creation, term plans and estate continuity

Strength When You Need It Most

Health & Critical Illness

Covers major medical expenses, critical illness and family health needs

Safeguard Assets, Travel, and Lifestyle

General Insurance

Business Insurance

Attract. Retain. Protect.

Employee Benefits Advisory

Design and advisory for group life, health, accident, and wellness plans

Smart Structures for Sustained Support

Workforce Wellness Programs

Retirement plans and initiatives that keep employee well-being front and center

Testimonials

What our clients say

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As someone who values both lifestyle and legacy, I needed insurance solutions that didn’t just tick boxes but truly understood the worth of what I’ve built. The team at Atom Risk Advisory delivered exactly that. From my primary residence to my vehicles, every detail was handled with discretion, speed and unmatched professionalism.

Umakanth

Retired Official

When it comes to protecting what matters, from health and home to future financial security, I wanted an advisor who could see the full picture. Atom Risk Advisory brought that rare blend of insight, efficiency, and personalisation. From term and endowment plans to motor and health cover, every aspect was thoughtfully structured and seamlessly executed. It’s reassuring to know that my protection is in the hands of a team that understands both risk and responsibility.

Priya Rao

Dietician

Choosing the right term insurance was more than a financial decision, it was a commitment to my family’s future. Atom Risk Advisory made the entire experience effortless yet precise. Their advisory-first approach gave me complete clarity and confidence that I was making the right choice. It wasn’t just about a policy; it was about peace of mind.

Roopa Anand

Corporate Professional

I wanted reliable coverage for both my car and frequent international travels, without the usual hassle. Atom Risk Advisory handled everything – from selecting the right plans to paperwork and even renewal reminders. It’s reassuring to have a team that takes care of the entire process, so I don’t have to worry about what’s next.

Sajan Liyon

Senior Software Engineer

Choosing the right term insurance felt like a big decision, but Atom Risk Advisory made it easy. They took the time to understand my priorities and long-term goals. They explained everything clearly and ensured I had the right level of coverage – neither over nor under insured. From application to issuance, the entire process was smooth, efficient, and reassuring.

Karthik

Senior Executive